Mark your calendars! Open enrollment for health insurance plans—via kynect—begins November 15, 2014 and closes on February 15, 2015. If you don’t have access to health insurance, or have inadequate health coverage, be sure to visit the kynect website to compare options that best suit you and your family.
Kynect offers a variety of health insurance plans including:
- Medicaid or discounted private insurance for you and your children if you do not receive health insurance through Medicare or through your employer. Your income level will determine which option you are eligible for.
- Medicaid coverage for young adults who aged out of the foster care system until age of 26. This eligibility has no restrictions and as long as you have a permanent address and left the foster care system without being adopted. If you know young adults who would qualify for this coverage, be sure to spread the word so that all who are eligible can take advantage of this important benefit!
- Kentucky Children’s Health Insurance Program (KCHIP) for your children even if you are not eligible for Medicaid or Medicare. Your income level will determine eligibility of your children for this program.
Beginning in 2015, nearly all of Americans will be required to have health insurance. Kynect has made this transition easy for you to choose the best option for you and your children by compiling the plans into one marketplace. This marketplace allows you to see the coverage details and prices. Also, by using the kynect system, you or your family could receive tax credits, payment discounts, or even payment assistance towards your total out-of-pocket expenses.
If you enrolled for benefits through kynect last year, you may need to reenroll this year. Look for a letter in the mail with instructions, and learn more about reenrollment here.
Because selecting an insurance plan can be so confusing, kynect also has representatives—“kynectors”—who can provide free guidance and help you select a plan for your family. You can chat live with kynectors online, speak to them on the phone, or make an appointment to meet in person.
Be sure to check out the kynect website, kynect.ky.gov, now to learn more about plans for your family, and come back between November 15th and February 15th to make your benefit selections!